WE ARE KALPAY

Launched in 2021, KalPay has now become the largest Shariah-aligned fintech solution provider in Pakistan. KalPay is working with hundreds of e-commerce merchants across multiple product and service categories to provide Buy Now Pay Later services for their customers. Using KalPay, customers can buy their favorite products right away and pay in three equal monthly instalments using cards, wallets and bank transfers without any interest or extra charges. While expanding in the e-commerce space, KalPay has also launched new verticals including KalPay Rasayi and KalPay Taleem, offering its BNPL services on the purchase of productive assets like smartphones and fee payments for education and skill development services. With a strong focus on creating a positive impact in the society, KalPay intends to make easy, hassle-free and Shariah-aligned credit accessible to the under-banked population across Pakistan. Get access to credit with KalPay today!