KalPay Chat


Finding it hard to buy a new smartphone? We understand. KalPay Rasayi is here to help you get access to credit on your own terms so you can buy what you need now and pay for it later.

  • What is KalPay Rasayi?

    We are a Shariah aligned financing platform, where you can purchase multiple products on easy monthly instalments.

  • How are instalments divided?

    A minimum of 25% as down payment is required to make a purchase. You can choose to buy in 3, 6 or 9 months.

  • Am I eligible to use KalPay?

    We are currently only operating in Lahore. If you have a valid CNIC, verifiable income and home address, you can buy from us!

  • Is there any cost of using KalPay?

    KalPay is shariah aligned and charges no riba on its products.

  • How can I apply for a smartphone?

    You can apply for mobile financing by filling out the form available on our website or through our Whatsapp number. Our team will reach out to you, get the required documents to confirm your order.

  • How do I pay my instalments?

    You can pay your instalments via Bank transfer, Jazz cash  or easypaisa.